Credit Card Compliance Assessment 2026

Answer each question honestly based on your current practices and to the best of your knowledge. Your compliance score will help identify potential risks, optimization opportunities, and solutions.

First Name

Email *

What pricing program are you currently on for your payment system?

Do you have signage at your store front and Point of Sale notifying customers of your policy and pricing program? *

Yes, clear signage at all entrances

Yes, but only at some entrances

No signage

Online only/no physical location

Does your signage display a Credit Card fee to be added? Example, we charge a 4% fee.

Yes, clearly visible at all POS locations

Yes, but not at all locations

Is there a surcharge displayed on customer receipts?

As a separate line item labeled as merchant surcharge fee

Included in total without separate line item

Labeled as "processing fee" or other terms

Not on receipt

For online/e-commerce transactions, when do customers see surcharge information?

At entry AND checkout AND on receipt

Only at checkout

Only on receipt

Not applicable/no online sales

Do you operate in any of these states: Connecticut, Maine, Massachusetts, Oklahoma, or Puerto Rico? *

Yes, but we don't surcharge in those locations

Yes, and we surcharge there

Not sure

Do you operate in Colorado, Minnesota, New Jersey, or New York? *

Yes, and we comply with state-specific requirements

Yes, but not sure about state requirements

Yes, and we treat them like other states

Have you consulted with a legal professional about your surcharging program? *

Yes, reviewed within last 12 months

Yes, but more than 12 months ago

Do you have a "cash discount" program?

Yes, properly implemented with compliant pricing display

Interested but haven't explored

No, unfamiliar with this option

How do you secure and store information for recurring customer transactions? Current system Manually Third party outsourced No need Unknown *

What is your current effective processing rate? *

Less than 2.5%

2.5% - 3.5%

More than 3.5%

Not sure

Do you receive detailed monthly statements that clearly break down your fees? *

Yes, and I understand them

Yes, but they're confusing

No, don't receive regular statements

Who is responsible for reading and assessing statements for processing fees? *

Owner / CFO

Accountant

Office Manager

Unknown

Have you reviewed your processing rates in the last 12 months? *

Yes, with formal comparison

Yes, but informal review